In these trying times, with so many Americans being laid off, hours cut, salaries froze, investments lost, mortgage challenges and so much more, I’m often asked, “How can I make some money?” Months of research have led to 5 ways that the average American can raise money with the least impact on their family. Sure the simple answer of get another or part time job may work for some but not all. In one case a woman taking on a part time job, after paying gas and child care was only brining home under $100 a month. There has to be a better way that allows her to be home with the kids and still bring in at least $100 a month.

If you need some cash quick or want a little extra each month try the following suggestions:

1. Sell Your Talents: We all have talents that others could use and make us money at the same time. A friend recently shared how she started to bring in an extra $80 a week by giving piano lessons. A neighbor of hers had to cut back on their children’s piano lessons, the place they were taking lessons at required a certain amount of lessons a week and they could only afford half of what was required. So my friend is now giving lessons to her neighbor and others in the sub division. Others have started mending clothes, repairing cars, typing resume’s and the most interesting sell of a talent is a previous student who is making money helping people make money by handling their sale items on line (see number 2). What talent do you have that can bring in a few extra dollars?

1. Sell Your Stuff: With the technology we have today you could have a good old fashion garage sale without ever leaving your home. Selling on E Bay could turn into a part time business, or you can simply sell the items you no longer need. I had a client that made over $3,000 selling collectibles she no longer wanted to dust; she said that the proceeds covered almost six months of groceries. I met a man a year ago that sold an old comic book collection, the price he got for that collection allowed him to pay off his mortgage. Yes, pay off his mortgage. If you are not internet savvy you can go with the traditional garage or yard sale to make some extra money.

1. Sell Your Time: Instead of a part time job, what about a temporary job. Substitute teaching, census work, or utilizing the service of a temp agency. Many folks work on the days they want, at the times good for their families and bring in $100-$600 a week doing temp work. Recently an owner of a healthcare temp agency shared how they are struggling to find people to fill temp positions. Make the call; see what you can find to meet your time and family’s needs. Check out usajobs.gov for areas looking for census workers. Call your local schools to see if they need substitute teachers many schools now do all the scheduling right on line so the control of your schedule is at your fingertips.

1. Start a Business: Even a business at part time hours can bring in a few hundred dollars a month. Maybe that talent of yours that you thought only friends and family members would pay for can turn into a small business. The owner of the healthcare temp agency I mentioned took her knowledge and years of experience and bought an existing business that is now booming, even in this economy. A graphic designer earns enough each month to pay his monthly mortgage payment from his small marketing business. If you choose this way to raise money, just make sure you do it right. Take a class or the very least read a book on starting a business and make sure you create a business plan. Many local community colleges have departments that provide assistance, mentoring, networking, etc. to new business owners at minimal to no cost.

1. Check your taxes: If your income was greatly reduced over the last year, you could get some of the tax dollars back that you paid in previous years by averaging out your income; this requires you consulting with a good tax preparer/accountant. A few realtors I know are taking advantage of the income averaging, since two years ago they sold more housed then they could count and in 2008 they sold less than a handful. While you are there have them check your deductions one too many is cash you could be getting every payday.

There’s always ways to save money, by cutting costs but sometimes we need to increase the money coming in just to make ends meet, looking into these different options can bring in that needed cash. The key so many people are looking for is way to do it with minimal cost to their family and children in terms of time away from them. Anyone one of these suggestions can work for you. We all have those “gotta have” items we paid premium dollars for that now can make us some money and we have options that will allow the time required to be what’s convenient for us and our families. Utilizing just one of these suggestions can help you get the cash you need

Sherry Ridge
http://www.articlesbase.com/personal-finance-articles/i-need-cash-5-ways-to-raise-money-734736.html

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Lets face it. My parents are BROKE. All of my friends live in huge houses and have nice clothes, and I’m trying to keep up with them. My parents just told me today they don’t even have the money to let me go back-to-school shopping. So i decided I would try to earn the money. So i asked my mom and dad if I could do chores and help them with their janitorial job which is cleaning offices, and they said they would be thrilled if i would help but they are not going to pay me. I also asked if they knew anyone who needed a babysitter. Again it was no. How can I make a lot of money fast!?

I don’t mean to sound mean but your parents are not obligated to "pay" you any money. If your looking for babysitting jobs then make some fliers and post them where Moms are such as laundromats, supermarket want ad boards, etc. Be extremely careful when meeting strangers as potential predators may also answer these ads. When I was your age I bussed tables in a Steak House. I also mowed a lot of grass pushing my mower door to door. Another thing…you won’t make a "lot of money fast" so expect it to be fair. Good luck and good on ya!

So….
My family is in a bit of a rough spot with money. My mom said the best we can do for my lessons is 3 a month ($45/45min lesson). I have a top-notch trainer who trained with Olympians, so she’s worth it. I’m being responsible about this and mature about it. I understand the only way I’ll get to take four lessons a month is to make the money myself. It’s approximately $135 for 3 lessons a month, and $180 for 4 lessons a month. I would only need to make $45 a month for these lessons. Any ideas?

My new trainer said that she has a student working for her right now, but she goes off to college next year, and once that happens, if she’s confident in my abilities, she’ll let me clean tack, groom horses, etc.

BTW I am a certified babysitter. I’ve advertised, but nobody has asked. It’s been almost a year. I also make tack for breyer horses (It’s good tack, better then breyer’s, many people have told me that, and it’s cheaper) that I want to sell. I have a website I’m working on (I’m partly working on it for a school project, but…) that isn’t up yet, but I have no clue how to advertise. Ideas on that? Lastly, mowing lawns is my brother’s thing.
Also, I buy my own gear. I buy my own boots, my own helmet, my own breeches, my own EVERYTHING except when I get it for my birthday or for Christmas.

depends how artistic you are you can do:
cards birthday/christmas/anniversary etc
drawing/paintings
carving/wood turning/ pyrography(wood burning)
patchwork quilting
art(art is what you call it)
pots/plates
ironmongory (metal gates/door stops)
paper aeroplanes that acually fly
small cheap stuff sells the best

Affiliate marketing is an great way to earn money online. However, if you are just starting out, you should know there are a good number of pitfalls you absolutely need to be aware of. Many people like you are looking for a way earn money online as an affiliate marketer. Many of them have tried to figure out ways to earn more money by doing little or no work.

To get a real view of what I talking about here, all you need to do is a perform quick online search for “easy money making” or “make money fast”. You will quickly find that there are thousands of websites listed. If you click on a few of them you will notice that they all begin pretty much the same way. There will be a guy with a big house or fabulous sports car and a pile of money saying that if you sign up, this could be you. Please don’t believe the hype!

Here’s a fact, no matter what you have heard about affiliate marketing, it’s absolutely impossible for everyone to make thousands of dollars monthly. The problem is, there is simply too much competition for this to be possible. Please remember this one thing, money will not fall into your hands without you doing something for it. And that something may be a lot more than you thought.

There is really only one way you can earn a nice, stable online income and that is to put in all the hard work that is necessary for you to succeed. Before you join any affiliate marketing program, you will have to do the needed research. Search for the name of the affiliate marketing program that you are interested in and add the word scam at the end to see what shows up in the list. Another excellent way to get information is to join various work from home forums and ask right questions about the affiliate marketing program you are interested in.

There are several ways that you can determine if a program is likely to be a scam. First, if the program you are interested in doesn’t inform you about their compensation until you sign up, don’t join. Many programs refuse to tell you what you will be doing until you purchase an expensive program or kit first.

Make sure the affiliate program you want to join provides you with complete disclosure up front. It makes sense to know exactly what you will be doing before you start. If a program doesn’t tell before you pay your money, you should avoid it like the plague.

With all that in mind, here are a few high level tips that will help you make money with the affiliate marketing programs you have chosen.

Create You Own Web Site

The best thing you can do for your affiliate marketing business is to have your own web site. You can use your site to build an email list, and to point to the various affiliate programs you want to promote.

Pay Per Click

Good free traffic sources do still exist but, they are more difficult to find these days. You can choose to work hard creating optimized web pages that score high in the search engines. This however takes a lot of time and can be extremely hard to do.

By using the pay per click engines of Google and Overture, you can start to generate immediate traffic to your web site. You will need to do some keyword research but that research will pay off with highly targeted traffic. Remember, the more targeted the traffic the more likely you will make money.

Create A Product And Start Your Own Affiliate Marketing Program

If you knew that each filled out form on your site generated .50 cent in revenue, would you still be willing to pay someone else .25 cents to generate that same traffic? Even better than making money from affiliate programs is to have a product of your own. You can set up your own affiliate web site and have a built in email list from your own affiliates. If you don’t have a product of your own, you can use a product you have resale rights to.

Build Your Own Opt-in Email List

It has been said by many of the top marketers online today that “the money is in the list.” Sending offers to your own email list is the very best way to build freedom and residual income. Instead of sending traffic away then hoping for the best, you should instead have your own email list to which you are able to send out multiple offers too.

When it all comes down to it, everything involves paying for traffic in one way or another. To make more income, you will need to invest very wisely in advertising.

If you use the right methods for advertising and letting customers know about your affiliate programs, you will be well on your way to making a very nice income. Affiliate marketing is one of the best ways to make money on the internet but it does take a lot of dedication and commitment to succeed.

Craig Cawthorne
http://www.articlesbase.com/affiliate-programs-articles/how-to-start-making-money-with-affiliate-marketing-124056.html